Northwest Private Lending

DIRECT : 503-941-5473

FAX : 503-747-7995


NMLS# : 1522364

ML# : 5496

  • White LinkedIn Icon
  • White Google+ Icon
  • White Facebook Icon
  • White Google Places Icon
  • White Yelp Icon


5335 Meadows Rd, Suite 380

Lake Oswego, OR 97035



Mon-Fri / 9am-5pm

Equal Housing Lender

Terms of Use  |  Privacy Policy  |   Feedback   |   Electronic Consent Agreement   |  Sitemap  |   FAQ

Northwest Private Lending Inc NMLS # 1522364 // ML # 5496— Based in Portland, OR we are the Northwest’s trusted Hard Money Lender. We provide quick access to capital for borrowers, real estate agents, and mortgage brokers in Oregon and Washington. NWPL is a collateral based lender focusing on bridge loans, fix and flip or rehab loans, and commercial loans.  As a Hard Money Lender, all non-owner occupied or investment properties are also focus areas for us.  Our business purpose loans are short term (24-months or less) and help our clients bridge their lending gaps.  We also build long-term relationships with investors from all over the world who are seeking a premier and licensed hard money lender they can trust.  NW Private Lending is an equal opportunity lender.

© 2016 by Northwest Private Lending Inc. All rights reserved.   




Site crafted by SimpleBrand

QUESTION: What Types Of Private Money Loans Do You Do?

There are a variety of different types of hard money loans we provide.  As a company goal, we strive to be the most trusted fix and flip lender in the NW.  We also provide rehab loans, bridge loans, short-term loans.  All our loans are investment in nature or for or commercial purposes.

Fix and Flip/ Rehab Loans:

Fix and Flip Loans are for buyers who want to purchase a single-family home (SFR), duplex, multiplex or commercial building that requires restoration.  Their goal is to quickly fix it up, and then immediately sell it for profit or refi the asset for a long-term hold.  In a Fix and Flip loans, we will generally provide 80% of the purchase price and like to see our clients come in with the down payment and enough money to fix up the property.   We love rehabbers / flippers because they know their market space, the demographics of the neighborhood, and can find the undervalued homes that have great value with the right improvements. 


Bridge Loans:

Bridge loans are for buyers who need quick access to capital in order to fund a purchase in which they do not have the down-payment for.  If that borrower owns other property that has equity they can bring that equity to “bridge” the gap in their down payment.  A bridge loan is when we as a lender use equity in another property and put that towards the new property you are going to purchase.  This is also called cross collateralization.  When you cross collateralize the lender can use the value from multiple properties as a basis to give you a loan.  Most often, this type of loan is the “bridge” needed between the buying of one house and the selling of another.  This is very common in 1031 exchanges or reverse 1031 exchanges. 


Short-term Loans:

Short term loans are qualified by any loan that lasts 24 months or less. Northwest Private Lending specializes in these, and most of our private money loans last anywhere between one month and two years.